Mortgage Finance

With the Housing Finance support provided by Vakıf Katılım, you may own your dream house or make use of investment opportunities.


  • Financing support is provided for up to 75% of expertise value of the flat/house.
  • Maturity is maximum 120 months, repayment schedule is flexible.
  • If necessary, additional collateral may be requested.
Amount of Finance Maturity Profit Rate Allotment Cost Annual Cost Rate
100.000 TL12 months0.82500%12.50
100.000 TL24 months0.82500%11.45
100.000 TL36 months0.90500%12.15
100.000 TL48 months0.90500%11.97
100.000 TL60 months0.90500%11.86
100.000 TL72 months0.95500%12.45
100.000 TL84 months0.95500%12.40
100.000 TL96 months0.95500%12.36
100.000 TL108 months0.95500%12.32
100.000 TL120 months0.95500%12.30

Allocation fee costs 0.5% of financing support. Appraisal fee is calculated as TRY 400. It may vary depending on the location. Mortgage fee is TRY 150. Additional actual expenses are also charged, in expertise and mortgage transactions. Expenses of insurance, expert and mortgage have not been included in the annual cost. Housing insurance and DASK vary depending on location and square meter. Bank reserves the right to evaluate applications freely, request additional documents and guarantor, reject inappropriate applications.

  • Application form
  • Identity Document, Driving License or copy of Passport
  • Certificate of Income
  • Other documents that may be deemed necessary and requested by our branches
  • Copy of issued title deed
  • If necessary, any of the copies of utility bills (fixed telephone, electricity, water or natural gas bill of at least the last two months registered on behalf of customer).
  • If necessary, similar documents are separately requested for the guarantors.

Please visit the nearest Vakıf Katılım Branch to benefit from housing finance.

Please call our call-center at 0850 202 1 202 for further information.