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Participation Account With Interim Period Profit Share Payment Participation Account With Interim Period Profit Share Payment

Participation Account With Interim Period Profit Share Payment

While benefiting from high profit share rates with Vakıf Katılım, you also determine when you will receive your profit

What is Participation Account with Interim Profit Share Payment?

Participation Accounts with Interim Profit Share Payments are participation accounts that are opened with a maturity of 372 days and that make profit share payments in 1-month, 3-month, 6-month periods or at the end of the period, according to the customer's preference. According to the initial balance of the account, it is divided into two parts as investment account and alternative investment account.

Features

Opening a Deposit Account

You can open a minimum monthly deposit account in TL, Dollar, Euro and Gold.

Profit Share Return

The profit share amount is determined at the end of the maturity, not at the beginning of the maturity.

Account Types and Opening Balance Lower Limits

Opening Balance 1 Month (31 Days) 3 Months (93 Days) 6 Months (186 Days) 1 Year (372 Days) Withholding Rate
Alternative Investment (TL)* 20000 85-15 86-14 88-12 92-8 0%
Investment (TL)* 150000 90-10 90-10 91-9 93-7 0%
Alternative Investment (USD) 20000 70-30 71-29 73-27 82-18 18%
Investment (USD) 100000 75-25 76-24 78-22 85-15 18%
Alternative Investment (EURO) 20000 50-50 50-50 50-50 50-50 18%
Investment (EURO) 100000 50-50 50-50 50-50 50-50 18%

(*)According to the Council of Ministers Decision No. 2012/4133, in accounts with a maturity of 1 year or longer, and accounts with periodic profit share payments (1 month, 3 months, 6 months or 1 year), partial withdrawals can be made up to 50% of the total principal, up to a maximum of 2 times before maturity. The profit share in the account cannot be added to the principal, it is transferred to a separate special current account. In case of transactions other than these rules or in case the account is closed before the maturity date, 50% of the profit paid for the account as of the beginning of the maturity is taken back.

You can withdraw money up to two times within the maturity of the account, and the amount you will withdraw cannot be more than half of the principal in your account.*

All deposits and participation funds, except those belonging to official institutions in the custody of credit institutions, credit institutions and financial institutions, are insured by the Savings Deposit Insurance Fund.

Except for those belonging to official institutions, credit institutions and financial institutions, the total balance of current and participation accounts up to TL 650.000 is covered by insurance.

Other Account Types

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